Children's Education and Marriage Insurance

♠ Posted by Unknown

 Children are the future of the nations that should be protected and valued for their future progress.For their protection there are schemes of children education and marriage in which brings the best for your children.




Children education and marriage insurance is the policy which helps the insured person to educate and manage a marriage ceremony for their tension so that they are not in trouble while educating them or in case of marriage.Children's life is the most valuable life for their parents.In order to secure their life this is the most good package that brings all for your children's.


This insurance is done for the age of children from their birth till the age of  8 years to make their life easier without any difficulties that comes their way. The insured that is the parent receive cumulative sum against the premium paid.If the insured dies than with the period still left then the insurance is exempted.
Children are the gift of god.Mainly they are the future of our nation.They are the one who will guide our nation in the future,Their protection and promotion should be done.In that case their future depends on today's investment.We are never too far to educate our children in a good school and give them further higher studies.Their future totally depends on us.So in view of giving them a good education with their life career parents are focused and worried.The worries are no more now because children future depends on today's investment.You must be wandering what kind of investment.That is the investment on policy of contract of children;s education as well as marriage insurance.In this contract the insured person get policy for their children further studies and their future partner marriage ceremony.For all this insurance company provides interest and looks after the children studies in time and helps them by providing them money.This is a very beneficial contract which reduces the tension and worry of their children if they are expired too.
Our children are our life.Every parent is worried for their future.If we cannot have a good investment now on their future,we cannot be 100% assured about their future career.We all want best for all of our children's don't we?
Let's all just be happy because insurance has bought relief out of our tension and introduced children's education and marriage insurance.
We are away from just getting insured for our secure children's future
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Property Insurance

♠ Posted by Unknown



Property Insurance is the way of covering many different losses during the loss of the company.


We give our priorities to firstly our families then our personal property.Property is the assets that cannot be bought every time s it is the most expensive.Property is a most valuable assets.Property can be exposed to many risks that cannot be eliminated while occuring but can be managed to a certain extent.

Property insurance is the measure to solve all the financial losses or it provides the organization to run without any interruptions.


Property insurance covers the risk of organization that is going on loss and provides aid to the concerned insured.

 CAUSES OF LOSS THAT AREN’T  COVERED BY INSURANCE

A number of events that may cause property loss don't seem to be lined by the essential BOP. Some, like worker dishonesty or breakdown of a vessel, ar excluded from the essential BOP, however you'll add coverage thereto by payment of an extra premium. Some events, like wear and tear, aren’t lined as a result of they don’t meet the essential criteria for insurance of being accidental and unpredictable. (Regular maintenance of property is your responsibility.) Coverage for alternative events, like flood and earthquake, are not required by all businesses. Separate policies are accessible. natural process and war are thought-about to be uninsured, since insurers cannot predict with any degree of accuracy the frequency of such events or quantity of harm possible to occur. 

The following are a number of the opposite events that may cause harm that ar sometimes excluded from the essential BOP: equipment failure (except once it causes loss or harm to computers and electronic data); failure of element or software; theft and burglary; most instances of pollution; and changes in wetness or temperature. additionally excluded is coverage for missing property wherever there's no physical proof to point out what happened to the property, like with a shortage discovered once taking inventory.

Be sure you perceive what causes of loss are and are not lined by your policy. see your agent the extent to that your business risks a loss from any of those excluded events and whether or not you ought to purchase coverage for these specific risks if it's accessible.
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Protect your most valuable asset-Home Insurance

♠ Posted by Unknown
         
               Value your property

Home is the most valuable property on earth.Home is the most expensive property which if a person wants cannot buy one after another.Home is the living for all the people called as a family.It is called that where family lives thats a home.But these homes should be properly protected so that family does not bear any kind of sorrowness or difficulties.A home is a home and hence should be protected.
How can we protect our property?Every one is insecure about the  problem.The answer lies in the direction oh insurance.A home insurance that brings all the package for a home safety.Every one in the world is exposed to risk weather it is life or non-life.So,Home insurance provides security against any damage or loss of the property.This helps for a secure living in the home.
Home insurance is the insurance where insured pays a certain amount of premium for the home insurance and insurer promises to compensate them whenever there is any loss or damage in the properties.This insurance is for a fixed period of time.If the contract expires then the insurer does not compensate on the loss or damage of the propert.In order to compensate at the time of loss the insured  have to pay the premium before the expiry date.


Home insurance is that kind of protection that not only protect the home but the family too because without family home is not home.So what all are we waiting for when home insrance is already for us and waiting for our secure property.Our home is a most precious asset so inorder to protect it get insured from now.




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Auto Insurance

♠ Posted by Unknown
 


 Because you never know who will be behind the wheels.

                                                  

Auto insurance is the insurance of vehicles not only car but motorbikes,scooter,vans,buses and all types of road transportation.Who knows what will happen in future?Neither of us can predict the life of our properties.For a protected life of our properties such as vehicle which costs us a million dollar to purchase when is destroyed or in risk who can invest in those expensive things.As theres a solution to every problem auto insurance is the insurance that provides the owner a stability of mind that his property is protected from risk.



Auto Insurance provides compensation when the property is physically damaged or bodily injured according to the contract.It provides protection on theft of vehicle or accident of vehicle.Different policies are made in order to insure every type of vehicle after the payment of premium and the contract  should be renewed before the expiry date of the period.
Any one who is willing to buy vehicles for personal use and business purpose.They all need to get insured as their valuable property has some certain and uncertain risks.Every one has the wish to buy vehicles but if they are damaged then their coverage is very expensive.A normal being cannot take the risk of their asset or property getting damaged so the ultimate solution is to get insurance policy of auto.

Auto insurance is a complete solution to uncertain risk that may come in future.Why take our time to think more when the solution is already out there.It is just far away to get registered.Auto insurance provides us compensation when our valuable vehicles are damaged or injured according to the accident.If the concerned vehicle that is insured is damaged knowingly then for this act it is not compensated after the investigation.

WHY GET TROUBLED WHEN AUTO INSURANCE IS THERE AND YOU ARE JUST FAR AWAY FROM GETTING REGISTERED.

Hence we can conclude that auto insurance is the insurance that helps us to get compensation after payment of premium to the risk and uncertainities of life such as if the vehicle is partially or fully damaged.It is a best way to solution for the protection of auto.













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Need for insurance

♠ Posted by Unknown




  Insurance the the best way to be secure and being insured.Insurance just not makes you protected but also is a saving of your life and property.Insurance policy is the policy that everyone should insure for a secure and better life.It is like an umbrella that protect you from rain.It si a policy for life.There are several kinds of insurance that are life insurance,term life insurance,children's marriage and education insurance, motor insurance,home insurance and so on according to the persons need and necessity.These insurance not only protects their financial loss but also compensate them and provide interest according to the contract.


-Insurance is just not the compensation but it is a saving for your life and your family.
-The insured person need not worry about the future when they are insured already.
-At the time of the death of the insured one he/she can die in peaceful mind without worrying about the financial condition when he/she is not present because insurance provide the premium to their family members at the time of loss.
-When parents are focused for their upcoming childrens future investing on their education and also in managing money for their marriage insurance brings all the needed requirement in children's education and marriage insurance which helps them for future.
-Properties like houses,motors,etc could be damaged or may be in loss because of some causes.These exposure of risk is managed by insrance company with some benefits for them.
 So,insurance can change the life of a person.So lets all be insured now without wasting any of a single second.






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Marine Insurance

♠ Posted by Unknown




 Marine Insurance refers is the type of insurance which is the coverage of the loss or damage of the water transport such as ships,cargo,boats,etc.It is the protection against the loss during the boarding of some goods and products by the means of water transport.
Water ways is the cheapest means of transportation which is most poplar in the countries where there are access of seas and oceans.Ships,cargo,etc are the forms of water transport,These water ways helps to transport goods and also people from one place to another.There is no hundred percent gaurentee that there are no risks in transport.But these risks can be reduced to some extent by the marine insurance policy,Marine Insurance is the best way to insure the water ways transportation for the protection of the transported goods and people at any possibility of risk or loss.
Marine means water and not only in the air but on water also there are possibilities of risk which do not come by knocking our doors.Marine insurance helps to compensate on risk such as physical risk,perils,ship dacoit and so on.Your cargo is not only exposed to physical damage it may also get damaged by collapsing or fire or any other uncertainities. While transporting goods from one country to another there are large number of goods in the ship which are not secured fully,It may get damaged by any risk or uncertainities.Such uncertainities have a great loss not only of the cargo but also the goods and also the passengers in it,So these risk are covered by marine insurance,
There are many types of Marine Insurance which are as follows:-

1.Maritime Perils:-
Maritime perils are god or man-made risk such as natural calamities such as earthquake,tsunami,rain water damage,volcanic eruption,flood,landslide,fire,smoke,water,etc,

2.Extraneous Perils:-
These perils are incidental while loading,carrying,handling,etc,

3.War Perils:-
These perils are the loss during civil wars,revolution,etc.

4.Strike Peril:-
These perils are damages occured during strikes,


There are three different policies of marine insurance to cover risk such as Institute Cargo Clause A which covers all the risk of damage of goods and other damages.Another is Institute Cargo Clause B which covers less risk than A and third Institute Cargo Clause C which covers very less risk.

So,marine insurance is the contract between the the insured and insurer by paying a certain premium and insurer promises to compensate on the loss of the shipping products.But is the loss or damage are caused artificially that is not in real sense then there are some rules and regulation according to the policies of the company.Before having some loss protect it!




















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Life Insurance

♠ Posted by Unknown in
       
         
          Life insurance is the insurance for life.Life Insurance is contract between the insured and insurer where insured pays a certain amount as a premium and insurer promises to indemnify or compensate the loss of the death of the insured.Life insurance is mainly established to value the human life and their loss at the death.Life insurance also protects the individuals mind that even if they are gone the premium that comes along with interest would help their loving family members.So life insurance is a way of promoting individuals humanity and sorrowing them at their loss.
          Life insurance is beneficial to each and every member.It is not the insurance for the insured person only but the insurance for their beloved ones too.Life insurance helps to save the amount of money for their family members.It not only provides protection but also compensate them too.
          Human life and death are a natural way of life,But their life and death does not have the value of money that is they cannot be compared in terms of money.But Life Insurance has a different meaning as to provide their life a peaceful death so that at that time they need not worry about the fianace of their houses.In a way most of the insured persons have these kind of thinking too.
 Life insurance is a coverage os the losses of the insured person.

         
            The parties involved in Life insurance is also insured and insurer.The premium is given with extra amount added as a interest to recommended person by policyholder in the case of the death of the concerned person.To get the premium he/she have to show the proof of death certificate.Incase the death is not natural but murder or suicide then the insurance company has to investigate strictly and find the real cause then only compensation is paid to the recommended person but if the case is vice versa then the case is handled by the police officers.
            The premium should be paid by insured before the maturity of the contract in order to keep the contract in place.So insurance one type is life insurance in which the insured is relaxed at the time of dying as the insured has not only insured himself by making a insurance policy but also saved a net for their fmily members and their inheritance too.
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Insurance

♠ Posted by Unknown
         We are exposed to unlimited risk of our life and property too.No one can predict our future losses or our fortune.We cannot extend the life of ourselves by some magic or other certain things.But we can secure or reduce them.Yes,we can reduce the risk of possible losses and damages by insuring ourselves and the properties that are exposed of theft,destroying,losses and so on.Insurance is a medium to protect us like an umbrella.The uncertain risk of can be minimized by insuring it.Insurance is a transfer of risk of an individual by paying a certain amount of money called premium.Every individual can be insured and secure their financial losses.



           There are two parties involved for being insured.They are insurer and insured.Insurer is a insurance company where it promises to compensate our losses and protects our financial condition by protecting them.Whereas insured is the person who pays a certain amount of money called as premium to the insurer so that in the condition of some losses they get compensation.So these are the parties involved in insurance,

     
Insurance is important as it safeguard the interest of people.It may be called as a social device in securing the possible financial losses.Insurance provides financial support nd reduce the uncertain risk from the company and an individual too.It is a medium of controlling the unlimited exposure of risks.The premium collected by insurance helps in generating funds for government securities and stock too.Insurance also helps in encouraging small saving which they get at the maturity of period with some interest on it.So,Insurance premium is a device of controlling larger number of risk and if they occur then they indemnify the losses of an individual it may be of financial companies too.


      So,insurance company acts as a mediator of spreading risk by insured to insurer,The insurer pays the amount with some interest according to the rules,regulations and agreement.Insurance is a policy to encourage saving and protecting themselves from any losses that occurs in the future.The losses firstly are investigated and analyzed properly so that the loss is not done intentionally for the sake of getting compensation.In case of fraud done by company to get compensation there are some rules that could also banned the particular organization or can get some punishment according to the Act.
       
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