Health Insurance

♠ Posted by Unknown in Insurance at 8:35 AM

Health insurance is insurance against the chance of acquisition disbursals among people. By estimating the general risk of health care and health system expenses, among a targeted cluster, Associate in Nursing insurance company will develop a routine finance structure, like a monthly premium or payroll tax, to make sure that money is on the market to procure the health care edges per the insurance agreement. The profit is run by a central organization like a administrative body, non-public business, or not-for-profit entity. in keeping with the insurance Association of America, insurance is outlined as "coverage that gives for the payments of advantages as a results of illness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment"

In Nepal health insurance is the most important sector that government should focus.As Nepal has the most pollution and here people survive rom many diseases and suffers a lot.In this country Health Insurance can bring a lot change for all of the Nepalese.As some Nepalese cannot afford themselves medical treatment so health insurance aids the, with the facilities of medicine.
Health is a major problem in developing countries like Nepal.In context of Nepal the program of health insurance is innovative and new.This insurance should be made forward in every district of Nepal which reduces the health problem and help many old peoples and poor people who cannot afford health services.People in our country has been suffering from many danger diseases and they are seen in the roads begging for their money of health treatment.Government has failed to report them.But this issue can be solved with the health insurance if provided by the government which helps bringing awareness about insurance which is a rare concept and many people will know about these financial institutions.
So overall in simple terms health is considered a great aspect and for the compensation against the disease in old age and also for the people who regularly suffer from sickness health insurance helps those people by paying certain amount of premium to the insurance companies.
Health insurance is must for all the citizens of the country like Nepal so that existing health problem will be reduced and our country people will be free of  health problems.